HOW DOES IT WORK?
If you want to pay using Finance, choose this option in the checkout. If your purchase qualifies (i.e. above £500), Finance will be available as a payment option.
TYPES OF FINANCE OFFERED:
The value of your purchase will determine which finance options are available.
- Interest Free Credit is available on products over £500. You choose your deposit amount and payments are spread over the selected term.
- Classic Credit If your order is greater than £500, spread the cost of your purchase over 24 or 36 months. There is a 10% deposit, APR is 15.9%.
- Buy Now Pay Later Spread the cost with buy now pay later finance available online and in-store
- How does Buy Now Pay Later work?:
- The buy now pay later finance option allows you to spread the cost of your purchase over your chosen term with an agreed non-payment period.
- If you choose to exercise the option to settle the amount of credit in full before the end of the non-payment period you will not pay any interest but will pay an early settlement fee which is displayed at the start of your application and in your credit agreement.
- If you choose not to settle in full by the end of the non-payment period, the amount of credit remaining will be spread across the remaining term with interest charged at the rate set out in your credit agreement. You will pay interest on the amount of credit that remains unpaid and interest will be charged from the date we told you the agreement was live.
- Only available to UK residents over 18, subject to terms and conditions, minimum spend applies. To apply for finance, please add the product to your cart, proceed through checkout and select 'Apply For Finance' as your payment option where you can complete the application form online.
NOTES
To apply for finance you must be:
- At least 18 years of age
- A permanent UK resident
- In regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment
- In receipt of pension if you are retired
- If not in employment, you may be required to provide proof of alternative income
**All orders paid for by Finance can only be shipped to the billing address as used on your application.**
Consumer credit services are only available to over 18s and subject to status. Minimum spend applies.
Uprise Bikes acts as a credit broker and not the lender and only offers finance from V12 Retail Finance, who acts as the lender. V12 Retail Finance is a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority with registration number 204550. Uprise Bikes will receive commission from the lender.
For more information please visit www.v12retailfinance.com
Application process
Select a finance option in checkout from the options available. It takes approximately 5-10 minutes to fill out the online application (which is on V12's secure server). V12 will respond with a decision within minutes. Please note, this will involve a credit search.
You then download, print and sign the Credit Agreement, and send this to V12. When this is received by V12, we will process your order and ship your goods.
If your application is declined, you have the option of choosing an alternative method of payment (i.e. credit/debit card or cheque) and your deposit will be refunded to your card.
Please call V12 on 02920 468900, or call us on 01792 981800 if you have unanswered questions, or see the V12 website.